Dane County, Wisconsin home prices
Typical home $467,783 · +2.8% in a year · property tax 1.63%
The typical home in Dane County is worth $467,783, 39% more than the Wisconsin typical home ($337,196). Values changed +2.8% in the past year and +28.7% over five years. Homeowners here pay a median 1.63% of their home's value in property tax each year ($7,607 on the typical home), versus 1.2% statewide.
Mortgage on the typical Dane County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $93,557 | $374,226 | $2,517 | $0 | $868 | $3,385 | $145,100 |
| 10% down | $46,778 | $421,004 | $2,832 | $175 | $868 | $3,875 | $166,100 |
| 5% down | $23,389 | $444,394 | $2,989 | $185 | $868 | $4,042 | $173,200 |
| 3.5% down (FHA) | $16,372 | $459,310 | $3,090 | $207 | $868 | $4,164 | $178,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Madison metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Door County | $437,959 | +2.8% | 1.02% |
| Waukesha County | $502,911 | +6.0% | 1.14% |
| Washington County | $427,931 | +6.2% | 1.1% |
| Ozaukee County | $508,113 | +6.5% | 1.19% |
| Saint Croix County | $415,702 | +2.1% | 1.17% |
| Vilas County | $408,356 | +7.8% | 0.73% |
| Walworth County | $405,546 | +4.4% | 1.33% |
| Calumet County | $377,545 | +5.4% | 1.41% |
| Pierce County | $371,522 | +5.1% | 1.36% |
| Jefferson County | $369,355 | +5.3% | 1.46% |
Frequently asked questions
What is the average home price in Dane County, WI?
The typical home value in Dane County is $467,783 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dane County?
About $145,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dane County?
The median effective rate is 1.63% of home value a year (Census ACS 2024 5-year estimates).