Ozaukee County, Wisconsin home prices
Typical home $508,113 · +6.5% in a year · property tax 1.19%
The typical home in Ozaukee County is worth $508,113, 51% more than the Wisconsin typical home ($337,196). Values changed +6.5% in the past year and +28.3% over five years. Homeowners here pay a median 1.19% of their home's value in property tax each year ($6,030 on the typical home), versus 1.2% statewide.
Mortgage on the typical Ozaukee County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $101,623 | $406,490 | $2,734 | $0 | $757 | $3,491 | $149,600 |
| 10% down | $50,811 | $457,301 | $3,076 | $191 | $757 | $4,023 | $172,400 |
| 5% down | $25,406 | $482,707 | $3,247 | $201 | $757 | $4,205 | $180,200 |
| 3.5% down (FHA) | $17,784 | $498,909 | $3,356 | $225 | $757 | $4,338 | $185,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.19% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Wisconsin · part of the Milwaukee metro area.
Wisconsin counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Waukesha County | $502,911 | +6.0% | 1.14% |
| Dane County | $467,783 | +2.8% | 1.63% |
| Door County | $437,959 | +2.8% | 1.02% |
| Washington County | $427,931 | +6.2% | 1.1% |
| Saint Croix County | $415,702 | +2.1% | 1.17% |
| Vilas County | $408,356 | +7.8% | 0.73% |
| Walworth County | $405,546 | +4.4% | 1.33% |
| Calumet County | $377,545 | +5.4% | 1.41% |
| Pierce County | $371,522 | +5.1% | 1.36% |
| Jefferson County | $369,355 | +5.3% | 1.46% |
Frequently asked questions
What is the average home price in Ozaukee County, WI?
The typical home value in Ozaukee County is $508,113 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ozaukee County?
About $149,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ozaukee County?
The median effective rate is 1.19% of home value a year (Census ACS 2024 5-year estimates).