Louisiana home prices and mortgage costs
Typical home value $213,867 · +2.1% in a year · property tax 0.55%
Louisiana ranks 49th most expensive of 51 states and D.C. Home values changed +2.1% over the past year and +1.2% over five years. Buying the typical home with 20% down costs about $1,355 a month at 7.11%, which needs a household income of about $58,100.
Cost of the typical Louisiana home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,773 | $171,093 | $1,151 | $0 | $204 | $1,355 | $58,100 |
| 10% down | $21,387 | $192,480 | $1,295 | $80 | $204 | $1,579 | $67,700 |
| 5% down | $10,693 | $203,173 | $1,367 | $85 | $204 | $1,656 | $71,000 |
| 3.5% down (FHA) | $7,485 | $209,993 | $1,413 | $95 | $204 | $1,712 | $73,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Check a specific budget: how much house you can afford in Louisiana by salary · payment on a $200K home in Louisiana
Home prices by county in Louisiana
| County | Typical home | 1-yr change | Tax rate | Payment / month | Income needed |
|---|---|---|---|---|---|
| West Feliciana Parish | $387,427 | +4.2% | 0.63% | $2,483 | $106,400 |
| Ascension Parish | $310,419 | +2.9% | 0.54% | $1,966 | $84,300 |
| Saint Tammany Parish | $283,848 | +0.2% | 0.71% | $1,838 | $78,800 |
| Plaquemines Parish | $274,996 | -1.7% | 0.5% | $1,733 | $74,300 |
| Saint Charles Parish | $265,063 | +2.1% | 0.59% | $1,690 | $72,400 |
| Jefferson Parish | $262,124 | +3.5% | 0.52% | $1,656 | $71,000 |
| Livingston Parish | $251,771 | +3.4% | 0.46% | $1,578 | $67,600 |
| West Baton Rouge Parish | $250,605 | +2.0% | 0.54% | $1,588 | $68,000 |
| Bossier Parish | $243,131 | +1.8% | 0.64% | $1,559 | $66,800 |
| Orleans Parish | $242,069 | -1.5% | 0.83% | $1,590 | $68,200 |
| Lafayette Parish | $235,880 | +2.1% | 0.57% | $1,499 | $64,200 |
| East Baton Rouge Parish | $231,673 | +2.1% | 0.67% | $1,491 | $63,900 |
| Cameron Parish | $229,317 | +10.2% | 0.46% | $1,437 | $61,600 |
| Lincoln Parish | $224,803 | +2.5% | 0.46% | $1,409 | $60,400 |
| East Feliciana Parish | $222,588 | +0.7% | 0.15% | $1,337 | $57,300 |
| Tangipahoa Parish | $221,760 | +1.0% | 0.41% | $1,381 | $59,200 |
| Saint Bernard Parish | $211,150 | +3.0% | 0.47% | $1,325 | $56,800 |
| Saint James Parish | $207,084 | +5.7% | 0.53% | $1,309 | $56,100 |
| Beauregard Parish | $204,128 | -5.8% | 0.36% | $1,261 | $54,100 |
| Saint John the Baptist Parish | $202,315 | -0.1% | 0.45% | $1,266 | $54,300 |
| Calcasieu Parish | $201,097 | +2.2% | 0.45% | $1,258 | $53,900 |
| De Soto Parish | $196,795 | +13.0% | 0.35% | $1,215 | $52,100 |
| Sabine Parish | $191,365 | -0.3% | 0.39% | $1,188 | $50,900 |
| Pointe Coupee Parish | $189,242 | +0.7% | 0.32% | $1,163 | $49,800 |
| Lafourche Parish | $182,170 | -0.6% | 0.54% | $1,153 | $49,400 |
| Ouachita Parish | $181,215 | +2.6% | 0.54% | $1,148 | $49,200 |
| Terrebonne Parish | $179,856 | -4.0% | 0.45% | $1,125 | $48,200 |
| Assumption Parish | $178,799 | +2.5% | 0.37% | $1,106 | $47,400 |
| Natchitoches Parish | $178,522 | +2.3% | 0.44% | $1,116 | $47,800 |
| Iberville Parish | $177,393 | +3.2% | 0.32% | $1,091 | $46,800 |
| Rapides Parish | $172,462 | +3.9% | 0.55% | $1,094 | $46,900 |
| Saint Martin Parish | $170,804 | +2.9% | 0.44% | $1,067 | $45,700 |
| Richland Parish | $170,371 | +4.9% | 0.28% | $1,042 | $44,700 |
| Saint Helena Parish | $168,306 | -0.8% | 0.61% | $1,075 | $46,100 |
| Vernon Parish | $166,136 | +3.7% | 0.53% | $1,050 | $45,000 |
| Grant Parish | $166,049 | +5.6% | 0.6% | $1,060 | $45,400 |
| Vermilion Parish | $157,990 | +3.7% | 0.36% | $977 | $41,900 |
| Union Parish | $157,531 | +5.5% | 0.46% | $987 | $42,300 |
| Acadia Parish | $153,529 | +5.5% | 0.31% | $943 | $40,400 |
| Caddo Parish | $151,157 | +4.9% | 0.62% | $967 | $41,400 |
| Red River Parish | $150,771 | +12.0% | 0.42% | $940 | $40,300 |
| Jefferson Davis Parish | $150,216 | +3.0% | 0.29% | $920 | $39,400 |
| Iberia Parish | $145,862 | +2.7% | 0.36% | $902 | $38,600 |
| LaSalle Parish | $141,436 | +0.9% | 0.45% | $884 | $37,900 |
| Washington Parish | $140,042 | +7.0% | 0.33% | $862 | $36,900 |
| Saint Landry Parish | $135,021 | +0.8% | 0.29% | $827 | $35,400 |
| Avoyelles Parish | $133,617 | +3.9% | 0.2% | $809 | $34,700 |
| Caldwell Parish | $133,154 | +10.6% | 0.44% | $833 | $35,700 |
| West Carroll Parish | $132,423 | +9.8% | 0.21% | $802 | $34,400 |
| Tensas Parish | $132,137 | -12.4% | 0.26% | $805 | $34,500 |
| Saint Mary Parish | $125,473 | +3.5% | 0.39% | $779 | $33,400 |
| Franklin Parish | $122,168 | -1.7% | 0.31% | $750 | $32,200 |
| Jackson Parish | $120,754 | +2.9% | 0.3% | $741 | $31,800 |
| Catahoula Parish | $119,514 | +14.8% | 0.32% | $735 | $31,500 |
| Concordia Parish | $118,343 | +9.6% | 0.37% | $733 | $31,400 |
| Allen Parish | $116,112 | -5.0% | 0.26% | $708 | $30,300 |
| Winn Parish | $113,751 | +0.2% | 0.3% | $697 | $29,900 |
| Webster Parish | $112,367 | -3.2% | 0.36% | $695 | $29,800 |
| Evangeline Parish | $103,484 | -0.1% | 0.29% | $634 | $27,200 |
| Bienville Parish | $103,201 | -6.8% | 0.3% | $633 | $27,100 |
| Morehouse Parish | $97,826 | +7.0% | 0.45% | $612 | $26,200 |
| Claiborne Parish | $95,550 | -21.5% | 0.43% | $597 | $25,600 |
| Madison Parish | $80,150 | -14.5% | 0.33% | $493 | $21,100 |
| East Carroll Parish | $59,633 | -6.8% | 0.28% | $364 | $15,600 |
Metro areas in Louisiana
Frequently asked questions
What is the average home price in Louisiana?
The typical home in Louisiana is worth $213,867 according to the Zillow Home Value Index for September 2026.
How much income do you need to buy a house in Louisiana?
About $58,100 a year to buy the typical $213,867 home with 20% down at 7.11%, keeping housing under 28% of income.
What is the property tax rate in Louisiana?
The typical effective rate is 0.55% of the home's value a year (median taxes paid divided by median home value, Census ACS 2025).