Fort Polk South, LA home prices
Typical home $166,142 · +3.8% in a year · income needed $45,000
The Fort Polk South, LA metro area ranks 774 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.8% in a year and +2.7% over five years. With 20% down at 7.11%, the typical home costs about $1,050 a month including 0.53% property tax (Vernon Parish rate).
Mortgage on the typical Fort Polk South home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,228 | $132,914 | $894 | $0 | $156 | $1,050 | $45,000 |
| 10% down | $16,614 | $149,528 | $1,006 | $62 | $156 | $1,224 | $52,500 |
| 5% down | $8,307 | $157,835 | $1,062 | $66 | $156 | $1,283 | $55,000 |
| 3.5% down (FHA) | $5,815 | $163,133 | $1,097 | $73 | $156 | $1,327 | $56,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Fort Polk South area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Vernon Parish, LA | $166,136 | +3.7% | 0.53% |
What can you afford in Louisiana on your salary? · Louisiana home prices · Salaries in Louisiana
Frequently asked questions
How much is a house in Fort Polk South?
The typical home in the Fort Polk South, LA metro area is worth $166,142 (Zillow, September 2026).
What salary do you need to buy a house in Fort Polk South?
About $45,000 a year for the typical home with 20% down at 7.11%.