Vernon Parish, Louisiana home prices
Typical home $166,136 · +3.7% in a year · property tax 0.53%
The typical home in Vernon Parish is worth $166,136, 22% less than the Louisiana typical home ($213,867). Values changed +3.7% in the past year and +2.5% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($872 on the typical home), versus 0.55% statewide.
Mortgage on the typical Vernon Parish home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,227 | $132,909 | $894 | $0 | $156 | $1,050 | $45,000 |
| 10% down | $16,614 | $149,522 | $1,006 | $62 | $156 | $1,224 | $52,500 |
| 5% down | $8,307 | $157,829 | $1,062 | $66 | $156 | $1,283 | $55,000 |
| 3.5% down (FHA) | $5,815 | $163,127 | $1,097 | $73 | $156 | $1,327 | $56,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Louisiana · part of the Fort Polk South metro area.
Louisiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grant Parish | $166,049 | +5.6% | 0.6% |
| Saint Helena Parish | $168,306 | -0.8% | 0.61% |
| Richland Parish | $170,371 | +4.9% | 0.28% |
| Saint Martin Parish | $170,804 | +2.9% | 0.44% |
| Rapides Parish | $172,462 | +3.9% | 0.55% |
| Vermilion Parish | $157,990 | +3.7% | 0.36% |
| Union Parish | $157,531 | +5.5% | 0.46% |
| Iberville Parish | $177,393 | +3.2% | 0.32% |
| Natchitoches Parish | $178,522 | +2.3% | 0.44% |
| Acadia Parish | $153,529 | +5.5% | 0.31% |
Frequently asked questions
What is the average home price in Vernon Parish, LA?
The typical home value in Vernon Parish is $166,136 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Vernon Parish?
About $45,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Vernon Parish?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).