Natchitoches Parish, Louisiana home prices
Typical home $178,522 · +2.3% in a year · property tax 0.44%
The typical home in Natchitoches Parish is worth $178,522, 17% less than the Louisiana typical home ($213,867). Values changed +2.3% in the past year and -7.6% over five years. Homeowners here pay a median 0.44% of their home's value in property tax each year ($787 on the typical home), versus 0.55% statewide.
Mortgage on the typical Natchitoches Parish home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,704 | $142,818 | $961 | $0 | $155 | $1,116 | $47,800 |
| 10% down | $17,852 | $160,670 | $1,081 | $67 | $155 | $1,303 | $55,800 |
| 5% down | $8,926 | $169,596 | $1,141 | $71 | $155 | $1,366 | $58,600 |
| 3.5% down (FHA) | $6,248 | $175,289 | $1,179 | $79 | $155 | $1,413 | $60,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Louisiana · part of the Natchitoches metro area.
Louisiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Assumption Parish | $178,799 | +2.5% | 0.37% |
| Iberville Parish | $177,393 | +3.2% | 0.32% |
| Terrebonne Parish | $179,856 | -4.0% | 0.45% |
| Ouachita Parish | $181,215 | +2.6% | 0.54% |
| Lafourche Parish | $182,170 | -0.6% | 0.54% |
| Rapides Parish | $172,462 | +3.9% | 0.55% |
| Saint Martin Parish | $170,804 | +2.9% | 0.44% |
| Richland Parish | $170,371 | +4.9% | 0.28% |
| Saint Helena Parish | $168,306 | -0.8% | 0.61% |
| Pointe Coupee Parish | $189,242 | +0.7% | 0.32% |
Frequently asked questions
What is the average home price in Natchitoches Parish, LA?
The typical home value in Natchitoches Parish is $178,522 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Natchitoches Parish?
About $47,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Natchitoches Parish?
The median effective rate is 0.44% of home value a year (Census ACS 2024 5-year estimates).