Natchitoches, LA home prices
Typical home $178,527 · +2.3% in a year · income needed $47,800
The Natchitoches, LA metro area ranks 725 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.3% in a year and -7.6% over five years. With 20% down at 7.11%, the typical home costs about $1,116 a month including 0.44% property tax (Natchitoches Parish rate).
Mortgage on the typical Natchitoches home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,705 | $142,822 | $961 | $0 | $155 | $1,116 | $47,800 |
| 10% down | $17,853 | $160,674 | $1,081 | $67 | $155 | $1,303 | $55,800 |
| 5% down | $8,926 | $169,601 | $1,141 | $71 | $155 | $1,366 | $58,600 |
| 3.5% down (FHA) | $6,248 | $175,294 | $1,179 | $79 | $155 | $1,413 | $60,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Natchitoches area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Natchitoches Parish, LA | $178,522 | +2.3% | 0.44% |
What can you afford in Louisiana on your salary? · Louisiana home prices · Salaries in Louisiana
Frequently asked questions
How much is a house in Natchitoches?
The typical home in the Natchitoches, LA metro area is worth $178,527 (Zillow, September 2026).
What salary do you need to buy a house in Natchitoches?
About $47,800 a year for the typical home with 20% down at 7.11%.