How much house can I afford on $50,000 in Louisiana?
About $184,000 with 20% down ($146,000 with an FHA loan), using Louisiana's 0.55% property tax rate.
That is $29,778 less than the typical Louisiana home ($213,867), so on $50,000 you'd look at cheaper areas or a smaller home. The payment of $1,167 covers $991 principal and interest, $84 property tax and $92 insurance.
Counties in Louisiana you can afford on $50,000
40 of 64 counties have a typical home value at or below $184,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lafourche Parish | $182,170 | -0.6% | 0.54% |
| Ouachita Parish | $181,215 | +2.6% | 0.54% |
| Terrebonne Parish | $179,856 | -4.0% | 0.45% |
| Assumption Parish | $178,799 | +2.5% | 0.37% |
| Natchitoches Parish | $178,522 | +2.3% | 0.44% |
| Iberville Parish | $177,393 | +3.2% | 0.32% |
| Rapides Parish | $172,462 | +3.9% | 0.55% |
| Saint Martin Parish | $170,804 | +2.9% | 0.44% |
| Richland Parish | $170,371 | +4.9% | 0.28% |
| Saint Helena Parish | $168,306 | -0.8% | 0.61% |
| Vernon Parish | $166,136 | +3.7% | 0.53% |
| Grant Parish | $166,049 | +5.6% | 0.6% |
| Vermilion Parish | $157,990 | +3.7% | 0.36% |
| Union Parish | $157,531 | +5.5% | 0.46% |
| Acadia Parish | $153,529 | +5.5% | 0.31% |
| Caddo Parish | $151,157 | +4.9% | 0.62% |
| Red River Parish | $150,771 | +12.0% | 0.42% |
| Jefferson Davis Parish | $150,216 | +3.0% | 0.29% |
| Iberia Parish | $145,862 | +2.7% | 0.36% |
| LaSalle Parish | $141,436 | +0.9% | 0.45% |
| Washington Parish | $140,042 | +7.0% | 0.33% |
| Saint Landry Parish | $135,021 | +0.8% | 0.29% |
| Avoyelles Parish | $133,617 | +3.9% | 0.2% |
| Caldwell Parish | $133,154 | +10.6% | 0.44% |
| West Carroll Parish | $132,423 | +9.8% | 0.21% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Louisiana
Frequently asked questions
How much house can I afford on $50,000 in Louisiana?
About $184,000 with 20% down at 7.11%, keeping the payment (with Louisiana's 0.55% property tax and insurance) under $1,167 a month.
Is $50,000 enough to buy a house in Louisiana?
Not the typical home: the typical Louisiana home is worth $213,867 (Zillow, September 2026) and $50,000 supports about $184,000. 40 of 64 counties are within budget.