Opelousas, LA home prices
Typical home $135,024 · +0.8% in a year · income needed $35,400
The Opelousas, LA metro area ranks 842 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.8% in a year and -15.4% over five years. With 20% down at 7.11%, the typical home costs about $827 a month including 0.29% property tax (Saint Landry Parish rate).
Mortgage on the typical Opelousas home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,005 | $108,019 | $727 | $0 | $100 | $827 | $35,400 |
| 10% down | $13,502 | $121,522 | $817 | $51 | $100 | $968 | $41,500 |
| 5% down | $6,751 | $128,273 | $863 | $53 | $100 | $1,016 | $43,600 |
| 3.5% down (FHA) | $4,726 | $132,579 | $892 | $60 | $100 | $1,052 | $45,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Opelousas area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Saint Landry Parish, LA | $135,021 | +0.8% | 0.29% |
What can you afford in Louisiana on your salary? · Louisiana home prices · Salaries in Louisiana
Frequently asked questions
How much is a house in Opelousas?
The typical home in the Opelousas, LA metro area is worth $135,024 (Zillow, September 2026).
What salary do you need to buy a house in Opelousas?
About $35,400 a year for the typical home with 20% down at 7.11%.