How much house can I afford on $70,000 in Louisiana?
About $258,000 with 20% down ($204,000 with an FHA loan), using Louisiana's 0.55% property tax rate.
That is $43,858 more than the typical Louisiana home ($213,867), so a $70,000 salary can buy a typical home here. The payment of $1,633 covers $1,387 principal and interest, $117 property tax and $129 insurance.
Counties in Louisiana you can afford on $70,000
58 of 64 counties have a typical home value at or below $258,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Livingston Parish | $251,771 | +3.4% | 0.46% |
| West Baton Rouge Parish | $250,605 | +2.0% | 0.54% |
| Bossier Parish | $243,131 | +1.8% | 0.64% |
| Orleans Parish | $242,069 | -1.5% | 0.83% |
| Lafayette Parish | $235,880 | +2.1% | 0.57% |
| East Baton Rouge Parish | $231,673 | +2.1% | 0.67% |
| Cameron Parish | $229,317 | +10.2% | 0.46% |
| Lincoln Parish | $224,803 | +2.5% | 0.46% |
| East Feliciana Parish | $222,588 | +0.7% | 0.15% |
| Tangipahoa Parish | $221,760 | +1.0% | 0.41% |
| Saint Bernard Parish | $211,150 | +3.0% | 0.47% |
| Saint James Parish | $207,084 | +5.7% | 0.53% |
| Beauregard Parish | $204,128 | -5.8% | 0.36% |
| Saint John the Baptist Parish | $202,315 | -0.1% | 0.45% |
| Calcasieu Parish | $201,097 | +2.2% | 0.45% |
| De Soto Parish | $196,795 | +13.0% | 0.35% |
| Sabine Parish | $191,365 | -0.3% | 0.39% |
| Pointe Coupee Parish | $189,242 | +0.7% | 0.32% |
| Lafourche Parish | $182,170 | -0.6% | 0.54% |
| Ouachita Parish | $181,215 | +2.6% | 0.54% |
| Terrebonne Parish | $179,856 | -4.0% | 0.45% |
| Assumption Parish | $178,799 | +2.5% | 0.37% |
| Natchitoches Parish | $178,522 | +2.3% | 0.44% |
| Iberville Parish | $177,393 | +3.2% | 0.32% |
| Rapides Parish | $172,462 | +3.9% | 0.55% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Louisiana
Frequently asked questions
How much house can I afford on $70,000 in Louisiana?
About $258,000 with 20% down at 7.11%, keeping the payment (with Louisiana's 0.55% property tax and insurance) under $1,633 a month.
Is $70,000 enough to buy a house in Louisiana?
Yes: the typical Louisiana home is worth $213,867 (Zillow, September 2026) and $70,000 supports about $258,000. 58 of 64 counties are within budget.