Lincoln Parish, Louisiana home prices
Typical home $224,803 · +2.5% in a year · property tax 0.46%
The typical home in Lincoln Parish is worth $224,803, 5% more than the Louisiana typical home ($213,867). Values changed +2.5% in the past year and +8.7% over five years. Homeowners here pay a median 0.46% of their home's value in property tax each year ($1,039 on the typical home), versus 0.55% statewide.
Mortgage on the typical Lincoln Parish home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,961 | $179,842 | $1,210 | $0 | $199 | $1,409 | $60,400 |
| 10% down | $22,480 | $202,322 | $1,361 | $84 | $199 | $1,644 | $70,500 |
| 5% down | $11,240 | $213,563 | $1,437 | $89 | $199 | $1,725 | $73,900 |
| 3.5% down (FHA) | $7,868 | $220,731 | $1,485 | $99 | $199 | $1,783 | $76,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Louisiana · part of the Ruston metro area.
Louisiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| East Feliciana Parish | $222,588 | +0.7% | 0.15% |
| Tangipahoa Parish | $221,760 | +1.0% | 0.41% |
| Cameron Parish | $229,317 | +10.2% | 0.46% |
| East Baton Rouge Parish | $231,673 | +2.1% | 0.67% |
| Lafayette Parish | $235,880 | +2.1% | 0.57% |
| Saint Bernard Parish | $211,150 | +3.0% | 0.47% |
| Orleans Parish | $242,069 | -1.5% | 0.83% |
| Saint James Parish | $207,084 | +5.7% | 0.53% |
| Bossier Parish | $243,131 | +1.8% | 0.64% |
| Beauregard Parish | $204,128 | -5.8% | 0.36% |
Frequently asked questions
What is the average home price in Lincoln Parish, LA?
The typical home value in Lincoln Parish is $224,803 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lincoln Parish?
About $60,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lincoln Parish?
The median effective rate is 0.46% of home value a year (Census ACS 2024 5-year estimates).