How much house can I afford on $60,000 in Louisiana?
About $221,000 with 20% down ($175,000 with an FHA loan), using Louisiana's 0.55% property tax rate.
That is $7,040 more than the typical Louisiana home ($213,867), so a $60,000 salary can buy a typical home here. The payment of $1,400 covers $1,189 principal and interest, $101 property tax and $110 insurance.
Counties in Louisiana you can afford on $60,000
48 of 64 counties have a typical home value at or below $221,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Saint Bernard Parish | $211,150 | +3.0% | 0.47% |
| Saint James Parish | $207,084 | +5.7% | 0.53% |
| Beauregard Parish | $204,128 | -5.8% | 0.36% |
| Saint John the Baptist Parish | $202,315 | -0.1% | 0.45% |
| Calcasieu Parish | $201,097 | +2.2% | 0.45% |
| De Soto Parish | $196,795 | +13.0% | 0.35% |
| Sabine Parish | $191,365 | -0.3% | 0.39% |
| Pointe Coupee Parish | $189,242 | +0.7% | 0.32% |
| Lafourche Parish | $182,170 | -0.6% | 0.54% |
| Ouachita Parish | $181,215 | +2.6% | 0.54% |
| Terrebonne Parish | $179,856 | -4.0% | 0.45% |
| Assumption Parish | $178,799 | +2.5% | 0.37% |
| Natchitoches Parish | $178,522 | +2.3% | 0.44% |
| Iberville Parish | $177,393 | +3.2% | 0.32% |
| Rapides Parish | $172,462 | +3.9% | 0.55% |
| Saint Martin Parish | $170,804 | +2.9% | 0.44% |
| Richland Parish | $170,371 | +4.9% | 0.28% |
| Saint Helena Parish | $168,306 | -0.8% | 0.61% |
| Vernon Parish | $166,136 | +3.7% | 0.53% |
| Grant Parish | $166,049 | +5.6% | 0.6% |
| Vermilion Parish | $157,990 | +3.7% | 0.36% |
| Union Parish | $157,531 | +5.5% | 0.46% |
| Acadia Parish | $153,529 | +5.5% | 0.31% |
| Caddo Parish | $151,157 | +4.9% | 0.62% |
| Red River Parish | $150,771 | +12.0% | 0.42% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Louisiana
Frequently asked questions
How much house can I afford on $60,000 in Louisiana?
About $221,000 with 20% down at 7.11%, keeping the payment (with Louisiana's 0.55% property tax and insurance) under $1,400 a month.
Is $60,000 enough to buy a house in Louisiana?
Yes: the typical Louisiana home is worth $213,867 (Zillow, September 2026) and $60,000 supports about $221,000. 48 of 64 counties are within budget.