Saint Martin Parish, Louisiana home prices
Typical home $170,804 · +2.9% in a year · property tax 0.44%
The typical home in Saint Martin Parish is worth $170,804, 20% less than the Louisiana typical home ($213,867). Values changed +2.9% in the past year and +4.1% over five years. Homeowners here pay a median 0.44% of their home's value in property tax each year ($754 on the typical home), versus 0.55% statewide.
Mortgage on the typical Saint Martin Parish home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,161 | $136,643 | $919 | $0 | $148 | $1,067 | $45,700 |
| 10% down | $17,080 | $153,723 | $1,034 | $64 | $148 | $1,246 | $53,400 |
| 5% down | $8,540 | $162,263 | $1,092 | $68 | $148 | $1,307 | $56,000 |
| 3.5% down (FHA) | $5,978 | $167,710 | $1,128 | $76 | $148 | $1,352 | $57,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Louisiana · part of the Lafayette metro area.
Louisiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Richland Parish | $170,371 | +4.9% | 0.28% |
| Rapides Parish | $172,462 | +3.9% | 0.55% |
| Saint Helena Parish | $168,306 | -0.8% | 0.61% |
| Vernon Parish | $166,136 | +3.7% | 0.53% |
| Grant Parish | $166,049 | +5.6% | 0.6% |
| Iberville Parish | $177,393 | +3.2% | 0.32% |
| Natchitoches Parish | $178,522 | +2.3% | 0.44% |
| Assumption Parish | $178,799 | +2.5% | 0.37% |
| Terrebonne Parish | $179,856 | -4.0% | 0.45% |
| Ouachita Parish | $181,215 | +2.6% | 0.54% |
Frequently asked questions
What is the average home price in Saint Martin Parish, LA?
The typical home value in Saint Martin Parish is $170,804 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Saint Martin Parish?
About $45,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Saint Martin Parish?
The median effective rate is 0.44% of home value a year (Census ACS 2024 5-year estimates).