DeRidder, LA home prices
Typical home $204,144 · -5.8% in a year · income needed $54,100
The DeRidder, LA metro area ranks 620 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -5.8% in a year and -13.6% over five years. With 20% down at 7.11%, the typical home costs about $1,261 a month including 0.36% property tax (Beauregard Parish rate).
Mortgage on the typical DeRidder home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,829 | $163,315 | $1,099 | $0 | $163 | $1,261 | $54,100 |
| 10% down | $20,414 | $183,730 | $1,236 | $77 | $163 | $1,475 | $63,200 |
| 5% down | $10,207 | $193,937 | $1,305 | $81 | $163 | $1,548 | $66,300 |
| 3.5% down (FHA) | $7,145 | $200,446 | $1,348 | $90 | $163 | $1,601 | $68,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.36% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the DeRidder area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Beauregard Parish, LA | $204,128 | -5.8% | 0.36% |
What can you afford in Louisiana on your salary? · Louisiana home prices · Salaries in Louisiana
Frequently asked questions
How much is a house in DeRidder?
The typical home in the DeRidder, LA metro area is worth $204,144 (Zillow, September 2026).
What salary do you need to buy a house in DeRidder?
About $54,100 a year for the typical home with 20% down at 7.11%.