De Soto Parish, Louisiana home prices
Typical home $196,795 · +13.0% in a year · property tax 0.35%
The typical home in De Soto Parish is worth $196,795, 8% less than the Louisiana typical home ($213,867). Values changed +13.0% in the past year and +2.2% over five years. Homeowners here pay a median 0.35% of their home's value in property tax each year ($686 on the typical home), versus 0.55% statewide.
Mortgage on the typical De Soto Parish home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,359 | $157,436 | $1,059 | $0 | $156 | $1,215 | $52,100 |
| 10% down | $19,680 | $177,116 | $1,191 | $74 | $156 | $1,421 | $60,900 |
| 5% down | $9,840 | $186,956 | $1,258 | $78 | $156 | $1,491 | $63,900 |
| 3.5% down (FHA) | $6,888 | $193,231 | $1,300 | $87 | $156 | $1,542 | $66,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Louisiana · part of the Shreveport metro area.
Louisiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Calcasieu Parish | $201,097 | +2.2% | 0.45% |
| Sabine Parish | $191,365 | -0.3% | 0.39% |
| Saint John the Baptist Parish | $202,315 | -0.1% | 0.45% |
| Beauregard Parish | $204,128 | -5.8% | 0.36% |
| Pointe Coupee Parish | $189,242 | +0.7% | 0.32% |
| Saint James Parish | $207,084 | +5.7% | 0.53% |
| Saint Bernard Parish | $211,150 | +3.0% | 0.47% |
| Lafourche Parish | $182,170 | -0.6% | 0.54% |
| Ouachita Parish | $181,215 | +2.6% | 0.54% |
| Terrebonne Parish | $179,856 | -4.0% | 0.45% |
Frequently asked questions
What is the average home price in De Soto Parish, LA?
The typical home value in De Soto Parish is $196,795 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in De Soto Parish?
About $52,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in De Soto Parish?
The median effective rate is 0.35% of home value a year (Census ACS 2024 5-year estimates).