Saint James Parish, Louisiana home prices
Typical home $207,084 · +5.7% in a year · property tax 0.53%
The typical home in Saint James Parish is worth $207,084, 3% less than the Louisiana typical home ($213,867). Values changed +5.7% in the past year and +5.3% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($1,088 on the typical home), versus 0.55% statewide.
Mortgage on the typical Saint James Parish home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,417 | $165,667 | $1,114 | $0 | $194 | $1,309 | $56,100 |
| 10% down | $20,708 | $186,376 | $1,254 | $78 | $194 | $1,526 | $65,400 |
| 5% down | $10,354 | $196,730 | $1,323 | $82 | $194 | $1,600 | $68,600 |
| 3.5% down (FHA) | $7,248 | $203,333 | $1,368 | $92 | $194 | $1,654 | $70,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Louisiana · part of the New Orleans metro area.
Louisiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Beauregard Parish | $204,128 | -5.8% | 0.36% |
| Saint Bernard Parish | $211,150 | +3.0% | 0.47% |
| Saint John the Baptist Parish | $202,315 | -0.1% | 0.45% |
| Calcasieu Parish | $201,097 | +2.2% | 0.45% |
| De Soto Parish | $196,795 | +13.0% | 0.35% |
| Tangipahoa Parish | $221,760 | +1.0% | 0.41% |
| East Feliciana Parish | $222,588 | +0.7% | 0.15% |
| Sabine Parish | $191,365 | -0.3% | 0.39% |
| Lincoln Parish | $224,803 | +2.5% | 0.46% |
| Pointe Coupee Parish | $189,242 | +0.7% | 0.32% |
Frequently asked questions
What is the average home price in Saint James Parish, LA?
The typical home value in Saint James Parish is $207,084 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Saint James Parish?
About $56,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Saint James Parish?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).