Baton Rouge, LA home prices
Typical home $246,247 · +2.7% in a year · income needed $67,900
The Baton Rouge, LA metro area ranks 466 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.7% in a year and +14.4% over five years. With 20% down at 7.11%, the typical home costs about $1,585 a month including 0.67% property tax (East Baton Rouge Parish rate).
Mortgage on the typical Baton Rouge home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,249 | $196,998 | $1,325 | $0 | $260 | $1,585 | $67,900 |
| 10% down | $24,625 | $221,622 | $1,491 | $92 | $260 | $1,843 | $79,000 |
| 5% down | $12,312 | $233,935 | $1,574 | $97 | $260 | $1,931 | $82,800 |
| 3.5% down (FHA) | $8,619 | $241,787 | $1,627 | $109 | $260 | $1,995 | $85,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Baton Rouge area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| East Baton Rouge Parish, LA | $231,673 | +2.1% | 0.67% |
| Livingston Parish, LA | $251,771 | +3.4% | 0.46% |
| Ascension Parish, LA | $310,419 | +2.9% | 0.54% |
| Iberville Parish, LA | $177,393 | +3.2% | 0.32% |
| West Baton Rouge Parish, LA | $250,605 | +2.0% | 0.54% |
| Assumption Parish, LA | $178,799 | +2.5% | 0.37% |
| Pointe Coupee Parish, LA | $189,242 | +0.7% | 0.32% |
| East Feliciana Parish, LA | $222,588 | +0.7% | 0.15% |
| West Feliciana Parish, LA | $387,427 | +4.2% | 0.63% |
| Saint Helena Parish, LA | $168,306 | -0.8% | 0.61% |
What can you afford in Louisiana on your salary? · Louisiana home prices · Salaries in Louisiana
Frequently asked questions
How much is a house in Baton Rouge?
The typical home in the Baton Rouge, LA metro area is worth $246,247 (Zillow, September 2026).
What salary do you need to buy a house in Baton Rouge?
About $67,900 a year for the typical home with 20% down at 7.11%.