Saint Charles Parish, Louisiana home prices
Typical home $265,063 · +2.1% in a year · property tax 0.59%
The typical home in Saint Charles Parish is worth $265,063, 24% more than the Louisiana typical home ($213,867). Values changed +2.1% in the past year and -1.1% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($1,570 on the typical home), versus 0.55% statewide.
Mortgage on the typical Saint Charles Parish home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,013 | $212,050 | $1,426 | $0 | $263 | $1,690 | $72,400 |
| 10% down | $26,506 | $238,557 | $1,605 | $99 | $263 | $1,968 | $84,300 |
| 5% down | $13,253 | $251,810 | $1,694 | $105 | $263 | $2,062 | $88,400 |
| 3.5% down (FHA) | $9,277 | $260,262 | $1,751 | $117 | $263 | $2,131 | $91,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Louisiana · part of the New Orleans metro area.
Louisiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jefferson Parish | $262,124 | +3.5% | 0.52% |
| Plaquemines Parish | $274,996 | -1.7% | 0.5% |
| Livingston Parish | $251,771 | +3.4% | 0.46% |
| West Baton Rouge Parish | $250,605 | +2.0% | 0.54% |
| Saint Tammany Parish | $283,848 | +0.2% | 0.71% |
| Bossier Parish | $243,131 | +1.8% | 0.64% |
| Orleans Parish | $242,069 | -1.5% | 0.83% |
| Lafayette Parish | $235,880 | +2.1% | 0.57% |
| East Baton Rouge Parish | $231,673 | +2.1% | 0.67% |
| Cameron Parish | $229,317 | +10.2% | 0.46% |
Frequently asked questions
What is the average home price in Saint Charles Parish, LA?
The typical home value in Saint Charles Parish is $265,063 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Saint Charles Parish?
About $72,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Saint Charles Parish?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).