Jefferson County, Kansas home prices
Typical home $291,210 · +8.8% in a year · property tax 1.26%
The typical home in Jefferson County is worth $291,210, 18% more than the Kansas typical home ($246,055). Values changed +8.8% in the past year and +36.0% over five years. Homeowners here pay a median 1.26% of their home's value in property tax each year ($3,669 on the typical home), versus 1.24% statewide.
Mortgage on the typical Jefferson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,242 | $232,968 | $1,567 | $0 | $451 | $2,019 | $86,500 |
| 10% down | $29,121 | $262,089 | $1,763 | $109 | $451 | $2,324 | $99,600 |
| 5% down | $14,561 | $276,650 | $1,861 | $115 | $451 | $2,428 | $104,000 |
| 3.5% down (FHA) | $10,192 | $285,936 | $1,924 | $129 | $451 | $2,504 | $107,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.26% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Topeka metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Riley County | $273,920 | +4.8% | 1.46% |
| Franklin County | $261,463 | +7.1% | 1.41% |
| Jackson County | $255,117 | +5.5% | 1.14% |
| Pottawatomie County | $328,402 | +5.7% | 1.14% |
| Wabaunsee County | $252,635 | +0.9% | 1.28% |
| Butler County | $249,619 | +3.7% | 1.46% |
| Douglas County | $335,609 | +3.4% | 1.22% |
| Gray County | $245,600 | +4.6% | 1.49% |
| Ellis County | $243,316 | +3.1% | 1.24% |
| Nemaha County | $240,020 | +8.8% | 0.96% |
Frequently asked questions
What is the average home price in Jefferson County, KS?
The typical home value in Jefferson County is $291,210 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jefferson County?
About $86,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jefferson County?
The median effective rate is 1.26% of home value a year (Census ACS 2024 5-year estimates).