Douglas County, Kansas home prices
Typical home $335,609 · +3.4% in a year · property tax 1.22%
The typical home in Douglas County is worth $335,609, 36% more than the Kansas typical home ($246,055). Values changed +3.4% in the past year and +29.2% over five years. Homeowners here pay a median 1.22% of their home's value in property tax each year ($4,096 on the typical home), versus 1.24% statewide.
Mortgage on the typical Douglas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,122 | $268,488 | $1,806 | $0 | $509 | $2,315 | $99,200 |
| 10% down | $33,561 | $302,048 | $2,032 | $126 | $509 | $2,667 | $114,300 |
| 5% down | $16,780 | $318,829 | $2,145 | $133 | $509 | $2,787 | $119,400 |
| 3.5% down (FHA) | $11,746 | $329,531 | $2,217 | $148 | $509 | $2,874 | $123,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.22% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Lawrence metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pottawatomie County | $328,402 | +5.7% | 1.14% |
| Leavenworth County | $347,796 | +4.8% | 1.21% |
| Miami County | $377,634 | +4.3% | 1.27% |
| Jefferson County | $291,210 | +8.8% | 1.26% |
| Riley County | $273,920 | +4.8% | 1.46% |
| Franklin County | $261,463 | +7.1% | 1.41% |
| Jackson County | $255,117 | +5.5% | 1.14% |
| Wabaunsee County | $252,635 | +0.9% | 1.28% |
| Butler County | $249,619 | +3.7% | 1.46% |
| Gray County | $245,600 | +4.6% | 1.49% |
Frequently asked questions
What is the average home price in Douglas County, KS?
The typical home value in Douglas County is $335,609 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Douglas County?
About $99,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Douglas County?
The median effective rate is 1.22% of home value a year (Census ACS 2024 5-year estimates).