Miami County, Kansas home prices
Typical home $377,634 · +4.3% in a year · property tax 1.27%
The typical home in Miami County is worth $377,634, 53% more than the Kansas typical home ($246,055). Values changed +4.3% in the past year and +28.3% over five years. Homeowners here pay a median 1.27% of their home's value in property tax each year ($4,782 on the typical home), versus 1.24% statewide.
Mortgage on the typical Miami County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $75,527 | $302,107 | $2,032 | $0 | $587 | $2,620 | $112,300 |
| 10% down | $37,763 | $339,871 | $2,286 | $142 | $587 | $3,015 | $129,200 |
| 5% down | $18,882 | $358,752 | $2,413 | $149 | $587 | $3,150 | $135,000 |
| 3.5% down (FHA) | $13,217 | $370,794 | $2,494 | $167 | $587 | $3,249 | $139,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.27% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Kansas City metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Leavenworth County | $347,796 | +4.8% | 1.21% |
| Douglas County | $335,609 | +3.4% | 1.22% |
| Pottawatomie County | $328,402 | +5.7% | 1.14% |
| Johnson County | $458,265 | +4.7% | 1.14% |
| Jefferson County | $291,210 | +8.8% | 1.26% |
| Riley County | $273,920 | +4.8% | 1.46% |
| Franklin County | $261,463 | +7.1% | 1.41% |
| Jackson County | $255,117 | +5.5% | 1.14% |
| Wabaunsee County | $252,635 | +0.9% | 1.28% |
| Butler County | $249,619 | +3.7% | 1.46% |
Frequently asked questions
What is the average home price in Miami County, KS?
The typical home value in Miami County is $377,634 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Miami County?
About $112,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Miami County?
The median effective rate is 1.27% of home value a year (Census ACS 2024 5-year estimates).