Lawrence, KS home prices
Typical home $335,609 · +3.4% in a year · income needed $99,200
The Lawrence, KS metro area ranks 248 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.4% in a year and +29.2% over five years. With 20% down at 7.11%, the typical home costs about $2,315 a month including 1.22% property tax (Douglas County rate).
Mortgage on the typical Lawrence home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,122 | $268,487 | $1,806 | $0 | $509 | $2,315 | $99,200 |
| 10% down | $33,561 | $302,048 | $2,032 | $126 | $509 | $2,667 | $114,300 |
| 5% down | $16,780 | $318,828 | $2,145 | $133 | $509 | $2,787 | $119,400 |
| 3.5% down (FHA) | $11,746 | $329,530 | $2,217 | $148 | $509 | $2,874 | $123,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.22% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Lawrence area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Douglas County, KS | $335,609 | +3.4% | 1.22% |
What can you afford in Kansas on your salary? · Kansas home prices · Salaries in Kansas
Frequently asked questions
How much is a house in Lawrence?
The typical home in the Lawrence, KS metro area is worth $335,609 (Zillow, September 2026).
What salary do you need to buy a house in Lawrence?
About $99,200 a year for the typical home with 20% down at 7.11%.