Harvey County, Kansas home prices
Typical home $191,899 · +4.9% in a year · property tax 1.51%
The typical home in Harvey County is worth $191,899, 22% less than the Kansas typical home ($246,055). Values changed +4.9% in the past year and +34.6% over five years. Homeowners here pay a median 1.51% of their home's value in property tax each year ($2,890 on the typical home), versus 1.24% statewide.
Mortgage on the typical Harvey County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,380 | $153,519 | $1,033 | $0 | $337 | $1,369 | $58,700 |
| 10% down | $19,190 | $172,709 | $1,162 | $72 | $337 | $1,571 | $67,300 |
| 5% down | $9,595 | $182,304 | $1,226 | $76 | $337 | $1,639 | $70,200 |
| 3.5% down (FHA) | $6,716 | $188,423 | $1,268 | $85 | $337 | $1,689 | $72,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Wichita metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Anderson County | $192,110 | +6.6% | 1.37% |
| Coffey County | $191,081 | +3.0% | 1.09% |
| Lyon County | $192,806 | +3.6% | 1.55% |
| Morris County | $193,831 | +7.1% | 1.46% |
| Kearny County | $189,811 | +2.9% | 1.05% |
| Atchison County | $185,797 | +7.2% | 1.32% |
| Scott County | $183,996 | +2.4% | 1.65% |
| Linn County | $179,925 | +7.4% | 1.16% |
| Saline County | $179,682 | +4.7% | 1.31% |
| Shawnee County | $205,296 | -0.1% | 1.5% |
Frequently asked questions
What is the average home price in Harvey County, KS?
The typical home value in Harvey County is $191,899 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Harvey County?
About $58,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Harvey County?
The median effective rate is 1.51% of home value a year (Census ACS 2024 5-year estimates).