Saline County, Kansas home prices
Typical home $179,682 · +4.7% in a year · property tax 1.31%
The typical home in Saline County is worth $179,682, 27% less than the Kansas typical home ($246,055). Values changed +4.7% in the past year and +24.2% over five years. Homeowners here pay a median 1.31% of their home's value in property tax each year ($2,346 on the typical home), versus 1.24% statewide.
Mortgage on the typical Saline County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,936 | $143,745 | $967 | $0 | $285 | $1,252 | $53,700 |
| 10% down | $17,968 | $161,713 | $1,088 | $67 | $285 | $1,441 | $61,700 |
| 5% down | $8,984 | $170,698 | $1,148 | $71 | $285 | $1,505 | $64,500 |
| 3.5% down (FHA) | $6,289 | $176,427 | $1,187 | $79 | $285 | $1,552 | $66,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Salina metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Linn County | $179,925 | +7.4% | 1.16% |
| Thomas County | $176,313 | +1.5% | 1.41% |
| Ottawa County | $176,212 | +7.3% | 1.66% |
| Scott County | $183,996 | +2.4% | 1.65% |
| Haskell County | $173,585 | -2.6% | 1.45% |
| Atchison County | $185,797 | +7.2% | 1.32% |
| Kingman County | $173,003 | +0.4% | 1.74% |
| Doniphan County | $171,952 | +10.5% | 1.07% |
| Clay County | $170,455 | +7.6% | 1.32% |
| Kearny County | $189,811 | +2.9% | 1.05% |
Frequently asked questions
What is the average home price in Saline County, KS?
The typical home value in Saline County is $179,682 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Saline County?
About $53,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Saline County?
The median effective rate is 1.31% of home value a year (Census ACS 2024 5-year estimates).