Atchison County, Kansas home prices
Typical home $185,797 · +7.2% in a year · property tax 1.32%
The typical home in Atchison County is worth $185,797, 24% less than the Kansas typical home ($246,055). Values changed +7.2% in the past year and +38.2% over five years. Homeowners here pay a median 1.32% of their home's value in property tax each year ($2,455 on the typical home), versus 1.24% statewide.
Mortgage on the typical Atchison County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,159 | $148,638 | $1,000 | $0 | $297 | $1,297 | $55,600 |
| 10% down | $18,580 | $167,218 | $1,125 | $70 | $297 | $1,492 | $63,900 |
| 5% down | $9,290 | $176,507 | $1,187 | $74 | $297 | $1,558 | $66,800 |
| 3.5% down (FHA) | $6,503 | $182,432 | $1,227 | $82 | $297 | $1,607 | $68,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Atchison metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Scott County | $183,996 | +2.4% | 1.65% |
| Kearny County | $189,811 | +2.9% | 1.05% |
| Coffey County | $191,081 | +3.0% | 1.09% |
| Linn County | $179,925 | +7.4% | 1.16% |
| Harvey County | $191,899 | +4.9% | 1.51% |
| Saline County | $179,682 | +4.7% | 1.31% |
| Anderson County | $192,110 | +6.6% | 1.37% |
| Lyon County | $192,806 | +3.6% | 1.55% |
| Morris County | $193,831 | +7.1% | 1.46% |
| Thomas County | $176,313 | +1.5% | 1.41% |
Frequently asked questions
What is the average home price in Atchison County, KS?
The typical home value in Atchison County is $185,797 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Atchison County?
About $55,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Atchison County?
The median effective rate is 1.32% of home value a year (Census ACS 2024 5-year estimates).