Atchison, KS home prices
Typical home $185,809 · +7.3% in a year · income needed $55,600
The Atchison, KS metro area ranks 696 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +7.3% in a year and +38.1% over five years. With 20% down at 7.11%, the typical home costs about $1,297 a month including 1.32% property tax (Atchison County rate).
Mortgage on the typical Atchison home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,162 | $148,647 | $1,000 | $0 | $297 | $1,297 | $55,600 |
| 10% down | $18,581 | $167,228 | $1,125 | $70 | $297 | $1,492 | $63,900 |
| 5% down | $9,290 | $176,519 | $1,187 | $74 | $297 | $1,558 | $66,800 |
| 3.5% down (FHA) | $6,503 | $182,444 | $1,227 | $82 | $297 | $1,607 | $68,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Atchison area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Atchison County, KS | $185,797 | +7.2% | 1.32% |
What can you afford in Kansas on your salary? · Kansas home prices · Salaries in Kansas
Frequently asked questions
How much is a house in Atchison?
The typical home in the Atchison, KS metro area is worth $185,809 (Zillow, September 2026).
What salary do you need to buy a house in Atchison?
About $55,600 a year for the typical home with 20% down at 7.11%.