How much house can I afford on $60,000 in Kansas?
About $202,000 with 20% down ($163,000 with an FHA loan), using Kansas's 1.24% property tax rate.
That is $43,710 less than the typical Kansas home ($246,055), so on $60,000 you'd look at cheaper areas or a smaller home. The payment of $1,400 covers $1,089 principal and interest, $210 property tax and $101 insurance.
Counties in Kansas you can afford on $60,000
82 of 105 counties have a typical home value at or below $202,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Morris County | $193,831 | +7.1% | 1.46% |
| Lyon County | $192,806 | +3.6% | 1.55% |
| Anderson County | $192,110 | +6.6% | 1.37% |
| Harvey County | $191,899 | +4.9% | 1.51% |
| Coffey County | $191,081 | +3.0% | 1.09% |
| Kearny County | $189,811 | +2.9% | 1.05% |
| Atchison County | $185,797 | +7.2% | 1.32% |
| Scott County | $183,996 | +2.4% | 1.65% |
| Linn County | $179,925 | +7.4% | 1.16% |
| Saline County | $179,682 | +4.7% | 1.31% |
| Thomas County | $176,313 | +1.5% | 1.41% |
| Ottawa County | $176,212 | +7.3% | 1.66% |
| Haskell County | $173,585 | -2.6% | 1.45% |
| Kingman County | $173,003 | +0.4% | 1.74% |
| Doniphan County | $171,952 | +10.5% | 1.07% |
| Clay County | $170,455 | +7.6% | 1.32% |
| Dickinson County | $167,372 | +2.6% | 1.47% |
| Cheyenne County | $166,502 | +8.6% | 1.3% |
| Chase County | $164,690 | +3.9% | 1.37% |
| Stevens County | $164,384 | +5.3% | 1.88% |
| Marshall County | $163,544 | +8.9% | 1.23% |
| Brown County | $160,480 | +5.9% | 1.24% |
| Grant County | $157,545 | +9.2% | 1.51% |
| Wichita County | $156,484 | +8.0% | 1.74% |
| Reno County | $155,260 | +6.3% | 1.63% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Kansas
Frequently asked questions
How much house can I afford on $60,000 in Kansas?
About $202,000 with 20% down at 7.11%, keeping the payment (with Kansas's 1.24% property tax and insurance) under $1,400 a month.
Is $60,000 enough to buy a house in Kansas?
Not the typical home: the typical Kansas home is worth $246,055 (Zillow, September 2026) and $60,000 supports about $202,000. 82 of 105 counties are within budget.