How much house can I afford on $50,000 in Kansas?
About $169,000 with 20% down ($136,000 with an FHA loan), using Kansas's 1.24% property tax rate.
That is $77,434 less than the typical Kansas home ($246,055), so on $50,000 you'd look at cheaper areas or a smaller home. The payment of $1,167 covers $907 principal and interest, $175 property tax and $84 insurance.
Counties in Kansas you can afford on $50,000
66 of 105 counties have a typical home value at or below $169,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dickinson County | $167,372 | +2.6% | 1.47% |
| Cheyenne County | $166,502 | +8.6% | 1.3% |
| Chase County | $164,690 | +3.9% | 1.37% |
| Stevens County | $164,384 | +5.3% | 1.88% |
| Marshall County | $163,544 | +8.9% | 1.23% |
| Brown County | $160,480 | +5.9% | 1.24% |
| Grant County | $157,545 | +9.2% | 1.51% |
| Wichita County | $156,484 | +8.0% | 1.74% |
| Reno County | $155,260 | +6.3% | 1.63% |
| Washington County | $153,163 | -1.3% | 1.37% |
| Sherman County | $152,116 | +1.3% | 1.59% |
| Hodgeman County | $151,953 | -1.0% | 1.66% |
| Kiowa County | $151,662 | -0.9% | 1.11% |
| Ellsworth County | $148,146 | +15.6% | 1.47% |
| Logan County | $148,113 | +5.5% | 1.64% |
| Sumner County | $147,657 | +3.7% | 1.58% |
| Seward County | $147,226 | +1.7% | 1.67% |
| Greeley County | $143,863 | -5.6% | 1.89% |
| Stanton County | $143,735 | +0.3% | 2.46% |
| Marion County | $143,239 | +5.4% | 1.62% |
| Gove County | $140,598 | +1.6% | 1.46% |
| Hamilton County | $138,769 | +3.4% | 1.49% |
| Crawford County | $137,283 | -0.2% | 1.06% |
| Trego County | $136,189 | -3.0% | 1.45% |
| Wallace County | $136,145 | +3.5% | 1.34% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Kansas
Frequently asked questions
How much house can I afford on $50,000 in Kansas?
About $169,000 with 20% down at 7.11%, keeping the payment (with Kansas's 1.24% property tax and insurance) under $1,167 a month.
Is $50,000 enough to buy a house in Kansas?
Not the typical home: the typical Kansas home is worth $246,055 (Zillow, September 2026) and $50,000 supports about $169,000. 66 of 105 counties are within budget.