Hamilton County, Kansas home prices
Typical home $138,769 · +3.4% in a year · property tax 1.49%
The typical home in Hamilton County is worth $138,769, 44% less than the Kansas typical home ($246,055). Values changed +3.4% in the past year and +23.5% over five years. Homeowners here pay a median 1.49% of their home's value in property tax each year ($2,072 on the typical home), versus 1.24% statewide.
Mortgage on the typical Hamilton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,754 | $111,015 | $747 | $0 | $242 | $989 | $42,400 |
| 10% down | $13,877 | $124,892 | $840 | $52 | $242 | $1,134 | $48,600 |
| 5% down | $6,938 | $131,831 | $887 | $55 | $242 | $1,184 | $50,700 |
| 3.5% down (FHA) | $4,857 | $136,256 | $917 | $61 | $242 | $1,220 | $52,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Crawford County | $137,283 | -0.2% | 1.06% |
| Gove County | $140,598 | +1.6% | 1.46% |
| Trego County | $136,189 | -3.0% | 1.45% |
| Wallace County | $136,145 | +3.5% | 1.34% |
| Marion County | $143,239 | +5.4% | 1.62% |
| Bourbon County | $134,185 | +9.7% | 1.57% |
| Stanton County | $143,735 | +0.3% | 2.46% |
| Mitchell County | $133,773 | -4.5% | 1.66% |
| Greeley County | $143,863 | -5.6% | 1.89% |
| Seward County | $147,226 | +1.7% | 1.67% |
Frequently asked questions
What is the average home price in Hamilton County, KS?
The typical home value in Hamilton County is $138,769 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hamilton County?
About $42,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hamilton County?
The median effective rate is 1.49% of home value a year (Census ACS 2024 5-year estimates).