Seward County, Kansas home prices
Typical home $147,226 · +1.7% in a year · property tax 1.67%
The typical home in Seward County is worth $147,226, 40% less than the Kansas typical home ($246,055). Values changed +1.7% in the past year and +8.3% over five years. Homeowners here pay a median 1.67% of their home's value in property tax each year ($2,463 on the typical home), versus 1.24% statewide.
Mortgage on the typical Seward County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,445 | $117,781 | $792 | $0 | $279 | $1,071 | $45,900 |
| 10% down | $14,723 | $132,504 | $891 | $55 | $279 | $1,225 | $52,500 |
| 5% down | $7,361 | $139,865 | $941 | $58 | $279 | $1,278 | $54,800 |
| 3.5% down (FHA) | $5,153 | $144,560 | $972 | $65 | $279 | $1,316 | $56,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Liberal metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sumner County | $147,657 | +3.7% | 1.58% |
| Logan County | $148,113 | +5.5% | 1.64% |
| Ellsworth County | $148,146 | +15.6% | 1.47% |
| Greeley County | $143,863 | -5.6% | 1.89% |
| Stanton County | $143,735 | +0.3% | 2.46% |
| Marion County | $143,239 | +5.4% | 1.62% |
| Kiowa County | $151,662 | -0.9% | 1.11% |
| Hodgeman County | $151,953 | -1.0% | 1.66% |
| Sherman County | $152,116 | +1.3% | 1.59% |
| Washington County | $153,163 | -1.3% | 1.37% |
Frequently asked questions
What is the average home price in Seward County, KS?
The typical home value in Seward County is $147,226 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Seward County?
About $45,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Seward County?
The median effective rate is 1.67% of home value a year (Census ACS 2024 5-year estimates).