Ellsworth County, Kansas home prices
Typical home $148,146 · +15.6% in a year · property tax 1.47%
The typical home in Ellsworth County is worth $148,146, 40% less than the Kansas typical home ($246,055). Values changed +15.6% in the past year and +51.6% over five years. Homeowners here pay a median 1.47% of their home's value in property tax each year ($2,183 on the typical home), versus 1.24% statewide.
Mortgage on the typical Ellsworth County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,629 | $118,517 | $797 | $0 | $256 | $1,053 | $45,100 |
| 10% down | $14,815 | $133,332 | $897 | $56 | $256 | $1,208 | $51,800 |
| 5% down | $7,407 | $140,739 | $947 | $59 | $256 | $1,261 | $54,100 |
| 3.5% down (FHA) | $5,185 | $145,463 | $979 | $66 | $256 | $1,300 | $55,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Logan County | $148,113 | +5.5% | 1.64% |
| Sumner County | $147,657 | +3.7% | 1.58% |
| Seward County | $147,226 | +1.7% | 1.67% |
| Kiowa County | $151,662 | -0.9% | 1.11% |
| Hodgeman County | $151,953 | -1.0% | 1.66% |
| Sherman County | $152,116 | +1.3% | 1.59% |
| Greeley County | $143,863 | -5.6% | 1.89% |
| Stanton County | $143,735 | +0.3% | 2.46% |
| Marion County | $143,239 | +5.4% | 1.62% |
| Washington County | $153,163 | -1.3% | 1.37% |
Frequently asked questions
What is the average home price in Ellsworth County, KS?
The typical home value in Ellsworth County is $148,146 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ellsworth County?
About $45,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ellsworth County?
The median effective rate is 1.47% of home value a year (Census ACS 2024 5-year estimates).