Kiowa County, Kansas home prices
Typical home $151,662 · -0.9% in a year · property tax 1.11%
The typical home in Kiowa County is worth $151,662, 38% less than the Kansas typical home ($246,055). Values changed -0.9% in the past year and +15.7% over five years. Homeowners here pay a median 1.11% of their home's value in property tax each year ($1,680 on the typical home), versus 1.24% statewide.
Mortgage on the typical Kiowa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,332 | $121,330 | $816 | $0 | $216 | $1,032 | $44,200 |
| 10% down | $15,166 | $136,496 | $918 | $57 | $216 | $1,191 | $51,000 |
| 5% down | $7,583 | $144,079 | $969 | $60 | $216 | $1,245 | $53,400 |
| 3.5% down (FHA) | $5,308 | $148,915 | $1,002 | $67 | $216 | $1,285 | $55,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.11% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hodgeman County | $151,953 | -1.0% | 1.66% |
| Sherman County | $152,116 | +1.3% | 1.59% |
| Washington County | $153,163 | -1.3% | 1.37% |
| Ellsworth County | $148,146 | +15.6% | 1.47% |
| Logan County | $148,113 | +5.5% | 1.64% |
| Reno County | $155,260 | +6.3% | 1.63% |
| Sumner County | $147,657 | +3.7% | 1.58% |
| Seward County | $147,226 | +1.7% | 1.67% |
| Wichita County | $156,484 | +8.0% | 1.74% |
| Grant County | $157,545 | +9.2% | 1.51% |
Frequently asked questions
What is the average home price in Kiowa County, KS?
The typical home value in Kiowa County is $151,662 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kiowa County?
About $44,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kiowa County?
The median effective rate is 1.11% of home value a year (Census ACS 2024 5-year estimates).