Bourbon County, Kansas home prices
Typical home $134,185 · +9.7% in a year · property tax 1.57%
The typical home in Bourbon County is worth $134,185, 45% less than the Kansas typical home ($246,055). Values changed +9.7% in the past year and +37.4% over five years. Homeowners here pay a median 1.57% of their home's value in property tax each year ($2,109 on the typical home), versus 1.24% statewide.
Mortgage on the typical Bourbon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,837 | $107,348 | $722 | $0 | $243 | $965 | $41,400 |
| 10% down | $13,418 | $120,766 | $812 | $50 | $243 | $1,106 | $47,400 |
| 5% down | $6,709 | $127,476 | $858 | $53 | $243 | $1,154 | $49,400 |
| 3.5% down (FHA) | $4,696 | $131,754 | $886 | $59 | $243 | $1,189 | $50,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mitchell County | $133,773 | -4.5% | 1.66% |
| Wallace County | $136,145 | +3.5% | 1.34% |
| Trego County | $136,189 | -3.0% | 1.45% |
| Crawford County | $137,283 | -0.2% | 1.06% |
| Hamilton County | $138,769 | +3.4% | 1.49% |
| Lincoln County | $129,123 | +6.7% | 1.46% |
| Gove County | $140,598 | +1.6% | 1.46% |
| Pratt County | $127,432 | +5.3% | 1.74% |
| Cherokee County | $127,211 | +5.0% | 1.22% |
| Rawlins County | $125,993 | +4.4% | 1.56% |
Frequently asked questions
What is the average home price in Bourbon County, KS?
The typical home value in Bourbon County is $134,185 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bourbon County?
About $41,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bourbon County?
The median effective rate is 1.57% of home value a year (Census ACS 2024 5-year estimates).