Rawlins County, Kansas home prices
Typical home $125,993 · +4.4% in a year · property tax 1.56%
The typical home in Rawlins County is worth $125,993, 49% less than the Kansas typical home ($246,055). Values changed +4.4% in the past year and +18.3% over five years. Homeowners here pay a median 1.56% of their home's value in property tax each year ($1,966 on the typical home), versus 1.24% statewide.
Mortgage on the typical Rawlins County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,199 | $100,794 | $678 | $0 | $227 | $905 | $38,800 |
| 10% down | $12,599 | $113,394 | $763 | $47 | $227 | $1,037 | $44,400 |
| 5% down | $6,300 | $119,693 | $805 | $50 | $227 | $1,082 | $46,400 |
| 3.5% down (FHA) | $4,410 | $123,711 | $832 | $56 | $227 | $1,115 | $47,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cowley County | $125,551 | +5.0% | 1.65% |
| Cherokee County | $127,211 | +5.0% | 1.22% |
| Pratt County | $127,432 | +5.3% | 1.74% |
| Lincoln County | $129,123 | +6.7% | 1.46% |
| Phillips County | $121,469 | +5.2% | 1.8% |
| Barton County | $120,046 | +8.6% | 1.68% |
| Rooks County | $120,006 | +2.9% | 1.93% |
| Meade County | $119,325 | +2.8% | 1.35% |
| Cloud County | $118,276 | +3.5% | 1.7% |
| Mitchell County | $133,773 | -4.5% | 1.66% |
Frequently asked questions
What is the average home price in Rawlins County, KS?
The typical home value in Rawlins County is $125,993 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rawlins County?
About $38,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rawlins County?
The median effective rate is 1.56% of home value a year (Census ACS 2024 5-year estimates).