Mitchell County, Kansas home prices
Typical home $133,773 · -4.5% in a year · property tax 1.66%
The typical home in Mitchell County is worth $133,773, 46% less than the Kansas typical home ($246,055). Values changed -4.5% in the past year and +21.6% over five years. Homeowners here pay a median 1.66% of their home's value in property tax each year ($2,217 on the typical home), versus 1.24% statewide.
Mortgage on the typical Mitchell County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,755 | $107,018 | $720 | $0 | $252 | $972 | $41,600 |
| 10% down | $13,377 | $120,395 | $810 | $50 | $252 | $1,112 | $47,600 |
| 5% down | $6,689 | $127,084 | $855 | $53 | $252 | $1,159 | $49,700 |
| 3.5% down (FHA) | $4,682 | $131,350 | $884 | $59 | $252 | $1,194 | $51,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bourbon County | $134,185 | +9.7% | 1.57% |
| Wallace County | $136,145 | +3.5% | 1.34% |
| Trego County | $136,189 | -3.0% | 1.45% |
| Crawford County | $137,283 | -0.2% | 1.06% |
| Lincoln County | $129,123 | +6.7% | 1.46% |
| Hamilton County | $138,769 | +3.4% | 1.49% |
| Pratt County | $127,432 | +5.3% | 1.74% |
| Cherokee County | $127,211 | +5.0% | 1.22% |
| Gove County | $140,598 | +1.6% | 1.46% |
| Rawlins County | $125,993 | +4.4% | 1.56% |
Frequently asked questions
What is the average home price in Mitchell County, KS?
The typical home value in Mitchell County is $133,773 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mitchell County?
About $41,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mitchell County?
The median effective rate is 1.66% of home value a year (Census ACS 2024 5-year estimates).