How much house can I afford on $300,000 in Kansas?
About $1,012,000 with 20% down ($815,000 with an FHA loan), using Kansas's 1.24% property tax rate.
That is $765,672 more than the typical Kansas home ($246,055), so a $300,000 salary can buy a typical home here. The payment of $7,000 covers $5,445 principal and interest, $1,049 property tax and $506 insurance.
Counties in Kansas you can afford on $300,000
105 of 105 counties have a typical home value at or below $1,012,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Johnson County | $458,265 | +4.7% | 1.14% |
| Miami County | $377,634 | +4.3% | 1.27% |
| Leavenworth County | $347,796 | +4.8% | 1.21% |
| Douglas County | $335,609 | +3.4% | 1.22% |
| Pottawatomie County | $328,402 | +5.7% | 1.14% |
| Jefferson County | $291,210 | +8.8% | 1.26% |
| Riley County | $273,920 | +4.8% | 1.46% |
| Franklin County | $261,463 | +7.1% | 1.41% |
| Jackson County | $255,117 | +5.5% | 1.14% |
| Wabaunsee County | $252,635 | +0.9% | 1.28% |
| Butler County | $249,619 | +3.7% | 1.46% |
| Gray County | $245,600 | +4.6% | 1.49% |
| Ellis County | $243,316 | +3.1% | 1.24% |
| Nemaha County | $240,020 | +8.8% | 0.96% |
| Finney County | $233,147 | -1.9% | 1.44% |
| Sedgwick County | $223,622 | +2.6% | 1.21% |
| Sheridan County | $222,416 | +8.8% | 1.49% |
| McPherson County | $220,505 | +2.3% | 1.37% |
| Osage County | $209,072 | +3.2% | 1.49% |
| Geary County | $208,531 | -2.9% | 1.45% |
| Ford County | $206,809 | -3.2% | 1.52% |
| Wyandotte County | $206,653 | +2.6% | 1.46% |
| Shawnee County | $205,296 | -0.1% | 1.5% |
| Morris County | $193,831 | +7.1% | 1.46% |
| Lyon County | $192,806 | +3.6% | 1.55% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Kansas
Frequently asked questions
How much house can I afford on $300,000 in Kansas?
About $1,012,000 with 20% down at 7.11%, keeping the payment (with Kansas's 1.24% property tax and insurance) under $7,000 a month.
Is $300,000 enough to buy a house in Kansas?
Yes: the typical Kansas home is worth $246,055 (Zillow, September 2026) and $300,000 supports about $1,012,000. 105 of 105 counties are within budget.