Wichita, KS home prices
Typical home $222,219 · +2.9% in a year · income needed $65,600
The Wichita, KS metro area ranks 558 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.9% in a year and +30.0% over five years. With 20% down at 7.11%, the typical home costs about $1,531 a month including 1.21% property tax (Sedgwick County rate).
Mortgage on the typical Wichita home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,444 | $177,775 | $1,196 | $0 | $335 | $1,531 | $65,600 |
| 10% down | $22,222 | $199,997 | $1,345 | $83 | $335 | $1,764 | $75,600 |
| 5% down | $11,111 | $211,108 | $1,420 | $88 | $335 | $1,843 | $79,000 |
| 3.5% down (FHA) | $7,778 | $218,194 | $1,468 | $98 | $335 | $1,901 | $81,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.21% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Wichita area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sedgwick County, KS | $223,622 | +2.6% | 1.21% |
| Butler County, KS | $249,619 | +3.7% | 1.46% |
| Harvey County, KS | $191,899 | +4.9% | 1.51% |
| Sumner County, KS | $147,657 | +3.7% | 1.58% |
What can you afford in Kansas on your salary? · Kansas home prices · Salaries in Kansas
Frequently asked questions
How much is a house in Wichita?
The typical home in the Wichita, KS metro area is worth $222,219 (Zillow, September 2026).
What salary do you need to buy a house in Wichita?
About $65,600 a year for the typical home with 20% down at 7.11%.