Salina, KS home prices
Typical home $179,370 · +4.9% in a year · income needed $53,600
The Salina, KS metro area ranks 721 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.9% in a year and +24.7% over five years. With 20% down at 7.11%, the typical home costs about $1,250 a month including 1.31% property tax (Saline County rate).
Mortgage on the typical Salina home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,874 | $143,496 | $965 | $0 | $285 | $1,250 | $53,600 |
| 10% down | $17,937 | $161,433 | $1,086 | $67 | $285 | $1,438 | $61,600 |
| 5% down | $8,969 | $170,402 | $1,146 | $71 | $285 | $1,502 | $64,400 |
| 3.5% down (FHA) | $6,278 | $176,121 | $1,185 | $79 | $285 | $1,549 | $66,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Salina area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Saline County, KS | $179,682 | +4.7% | 1.31% |
| Ottawa County, KS | $176,212 | +7.3% | 1.66% |
What can you afford in Kansas on your salary? · Kansas home prices · Salaries in Kansas
Frequently asked questions
How much is a house in Salina?
The typical home in the Salina, KS metro area is worth $179,370 (Zillow, September 2026).
What salary do you need to buy a house in Salina?
About $53,600 a year for the typical home with 20% down at 7.11%.