Geary County, Kansas home prices
Typical home $208,531 · -2.9% in a year · property tax 1.45%
The typical home in Geary County is worth $208,531, 15% less than the Kansas typical home ($246,055). Values changed -2.9% in the past year and +18.6% over five years. Homeowners here pay a median 1.45% of their home's value in property tax each year ($3,014 on the typical home), versus 1.24% statewide.
Mortgage on the typical Geary County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,706 | $166,825 | $1,122 | $0 | $355 | $1,478 | $63,300 |
| 10% down | $20,853 | $187,678 | $1,263 | $78 | $355 | $1,696 | $72,700 |
| 5% down | $10,427 | $198,105 | $1,333 | $83 | $355 | $1,771 | $75,900 |
| 3.5% down (FHA) | $7,299 | $204,754 | $1,377 | $92 | $355 | $1,825 | $78,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Manhattan metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Osage County | $209,072 | +3.2% | 1.49% |
| Ford County | $206,809 | -3.2% | 1.52% |
| Wyandotte County | $206,653 | +2.6% | 1.46% |
| Shawnee County | $205,296 | -0.1% | 1.5% |
| McPherson County | $220,505 | +2.3% | 1.37% |
| Sheridan County | $222,416 | +8.8% | 1.49% |
| Morris County | $193,831 | +7.1% | 1.46% |
| Sedgwick County | $223,622 | +2.6% | 1.21% |
| Lyon County | $192,806 | +3.6% | 1.55% |
| Anderson County | $192,110 | +6.6% | 1.37% |
Frequently asked questions
What is the average home price in Geary County, KS?
The typical home value in Geary County is $208,531 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Geary County?
About $63,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Geary County?
The median effective rate is 1.45% of home value a year (Census ACS 2024 5-year estimates).