Ford County, Kansas home prices
Typical home $206,809 · -3.2% in a year · property tax 1.52%
The typical home in Ford County is worth $206,809, 16% less than the Kansas typical home ($246,055). Values changed -3.2% in the past year and +36.6% over five years. Homeowners here pay a median 1.52% of their home's value in property tax each year ($3,148 on the typical home), versus 1.24% statewide.
Mortgage on the typical Ford County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,362 | $165,447 | $1,113 | $0 | $366 | $1,479 | $63,400 |
| 10% down | $20,681 | $186,128 | $1,252 | $78 | $366 | $1,695 | $72,700 |
| 5% down | $10,340 | $196,468 | $1,322 | $82 | $366 | $1,769 | $75,800 |
| 3.5% down (FHA) | $7,238 | $203,063 | $1,366 | $91 | $366 | $1,823 | $78,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Dodge City metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wyandotte County | $206,653 | +2.6% | 1.46% |
| Shawnee County | $205,296 | -0.1% | 1.5% |
| Geary County | $208,531 | -2.9% | 1.45% |
| Osage County | $209,072 | +3.2% | 1.49% |
| Morris County | $193,831 | +7.1% | 1.46% |
| McPherson County | $220,505 | +2.3% | 1.37% |
| Lyon County | $192,806 | +3.6% | 1.55% |
| Anderson County | $192,110 | +6.6% | 1.37% |
| Harvey County | $191,899 | +4.9% | 1.51% |
| Sheridan County | $222,416 | +8.8% | 1.49% |
Frequently asked questions
What is the average home price in Ford County, KS?
The typical home value in Ford County is $206,809 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ford County?
About $63,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ford County?
The median effective rate is 1.52% of home value a year (Census ACS 2024 5-year estimates).