Dodge City, KS home prices
Typical home $206,809 · -3.2% in a year · income needed $63,400
The Dodge City, KS metro area ranks 610 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -3.2% in a year and +36.5% over five years. With 20% down at 7.11%, the typical home costs about $1,479 a month including 1.52% property tax (Ford County rate).
Mortgage on the typical Dodge City home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,362 | $165,447 | $1,113 | $0 | $366 | $1,479 | $63,400 |
| 10% down | $20,681 | $186,128 | $1,252 | $78 | $366 | $1,695 | $72,700 |
| 5% down | $10,340 | $196,468 | $1,322 | $82 | $366 | $1,769 | $75,800 |
| 3.5% down (FHA) | $7,238 | $203,063 | $1,366 | $91 | $366 | $1,823 | $78,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Dodge City area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ford County, KS | $206,809 | -3.2% | 1.52% |
What can you afford in Kansas on your salary? · Kansas home prices · Salaries in Kansas
Frequently asked questions
How much is a house in Dodge City?
The typical home in the Dodge City, KS metro area is worth $206,809 (Zillow, September 2026).
What salary do you need to buy a house in Dodge City?
About $63,400 a year for the typical home with 20% down at 7.11%.