Hutchinson, KS home prices
Typical home $155,264 · +6.2% in a year · income needed $48,200
The Hutchinson, KS metro area ranks 800 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.2% in a year and +34.8% over five years. With 20% down at 7.11%, the typical home costs about $1,124 a month including 1.63% property tax (Reno County rate).
Mortgage on the typical Hutchinson home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,053 | $124,211 | $836 | $0 | $288 | $1,124 | $48,200 |
| 10% down | $15,526 | $139,738 | $940 | $58 | $288 | $1,287 | $55,100 |
| 5% down | $7,763 | $147,501 | $992 | $61 | $288 | $1,342 | $57,500 |
| 3.5% down (FHA) | $5,434 | $152,452 | $1,026 | $69 | $288 | $1,383 | $59,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Hutchinson area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Reno County, KS | $155,260 | +6.3% | 1.63% |
What can you afford in Kansas on your salary? · Kansas home prices · Salaries in Kansas
Frequently asked questions
How much is a house in Hutchinson?
The typical home in the Hutchinson, KS metro area is worth $155,264 (Zillow, September 2026).
What salary do you need to buy a house in Hutchinson?
About $48,200 a year for the typical home with 20% down at 7.11%.