Stevens County, Kansas home prices
Typical home $164,384 · +5.3% in a year · property tax 1.88%
The typical home in Stevens County is worth $164,384, 33% less than the Kansas typical home ($246,055). Values changed +5.3% in the past year and +22.7% over five years. Homeowners here pay a median 1.88% of their home's value in property tax each year ($3,093 on the typical home), versus 1.24% statewide.
Mortgage on the typical Stevens County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,877 | $131,507 | $885 | $0 | $340 | $1,225 | $52,500 |
| 10% down | $16,438 | $147,946 | $995 | $62 | $340 | $1,397 | $59,900 |
| 5% down | $8,219 | $156,165 | $1,051 | $65 | $340 | $1,456 | $62,400 |
| 3.5% down (FHA) | $5,753 | $161,407 | $1,086 | $73 | $340 | $1,498 | $64,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Chase County | $164,690 | +3.9% | 1.37% |
| Marshall County | $163,544 | +8.9% | 1.23% |
| Cheyenne County | $166,502 | +8.6% | 1.3% |
| Dickinson County | $167,372 | +2.6% | 1.47% |
| Brown County | $160,480 | +5.9% | 1.24% |
| Clay County | $170,455 | +7.6% | 1.32% |
| Grant County | $157,545 | +9.2% | 1.51% |
| Doniphan County | $171,952 | +10.5% | 1.07% |
| Wichita County | $156,484 | +8.0% | 1.74% |
| Kingman County | $173,003 | +0.4% | 1.74% |
Frequently asked questions
What is the average home price in Stevens County, KS?
The typical home value in Stevens County is $164,384 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stevens County?
About $52,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stevens County?
The median effective rate is 1.88% of home value a year (Census ACS 2024 5-year estimates).