Doniphan County, Kansas home prices
Typical home $171,952 · +10.5% in a year · property tax 1.07%
The typical home in Doniphan County is worth $171,952, 30% less than the Kansas typical home ($246,055). Values changed +10.5% in the past year and +43.9% over five years. Homeowners here pay a median 1.07% of their home's value in property tax each year ($1,838 on the typical home), versus 1.24% statewide.
Mortgage on the typical Doniphan County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,390 | $137,561 | $925 | $0 | $239 | $1,165 | $49,900 |
| 10% down | $17,195 | $154,757 | $1,041 | $64 | $239 | $1,345 | $57,600 |
| 5% down | $8,598 | $163,354 | $1,099 | $68 | $239 | $1,406 | $60,300 |
| 3.5% down (FHA) | $6,018 | $168,837 | $1,136 | $76 | $239 | $1,451 | $62,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.07% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the St. Joseph metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kingman County | $173,003 | +0.4% | 1.74% |
| Clay County | $170,455 | +7.6% | 1.32% |
| Haskell County | $173,585 | -2.6% | 1.45% |
| Ottawa County | $176,212 | +7.3% | 1.66% |
| Thomas County | $176,313 | +1.5% | 1.41% |
| Dickinson County | $167,372 | +2.6% | 1.47% |
| Cheyenne County | $166,502 | +8.6% | 1.3% |
| Chase County | $164,690 | +3.9% | 1.37% |
| Stevens County | $164,384 | +5.3% | 1.88% |
| Saline County | $179,682 | +4.7% | 1.31% |
Frequently asked questions
What is the average home price in Doniphan County, KS?
The typical home value in Doniphan County is $171,952 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Doniphan County?
About $49,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Doniphan County?
The median effective rate is 1.07% of home value a year (Census ACS 2024 5-year estimates).