Scott County, Kansas home prices
Typical home $183,996 · +2.4% in a year · property tax 1.65%
The typical home in Scott County is worth $183,996, 25% less than the Kansas typical home ($246,055). Values changed +2.4% in the past year and +23.9% over five years. Homeowners here pay a median 1.65% of their home's value in property tax each year ($3,036 on the typical home), versus 1.24% statewide.
Mortgage on the typical Scott County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,799 | $147,197 | $990 | $0 | $345 | $1,335 | $57,200 |
| 10% down | $18,400 | $165,596 | $1,114 | $69 | $345 | $1,528 | $65,500 |
| 5% down | $9,200 | $174,796 | $1,176 | $73 | $345 | $1,594 | $68,300 |
| 3.5% down (FHA) | $6,440 | $180,663 | $1,215 | $81 | $345 | $1,642 | $70,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Atchison County | $185,797 | +7.2% | 1.32% |
| Linn County | $179,925 | +7.4% | 1.16% |
| Saline County | $179,682 | +4.7% | 1.31% |
| Kearny County | $189,811 | +2.9% | 1.05% |
| Coffey County | $191,081 | +3.0% | 1.09% |
| Thomas County | $176,313 | +1.5% | 1.41% |
| Ottawa County | $176,212 | +7.3% | 1.66% |
| Harvey County | $191,899 | +4.9% | 1.51% |
| Anderson County | $192,110 | +6.6% | 1.37% |
| Lyon County | $192,806 | +3.6% | 1.55% |
Frequently asked questions
What is the average home price in Scott County, KS?
The typical home value in Scott County is $183,996 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Scott County?
About $57,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Scott County?
The median effective rate is 1.65% of home value a year (Census ACS 2024 5-year estimates).