Kearny County, Kansas home prices
Typical home $189,811 · +2.9% in a year · property tax 1.05%
The typical home in Kearny County is worth $189,811, 23% less than the Kansas typical home ($246,055). Values changed +2.9% in the past year and +21.8% over five years. Homeowners here pay a median 1.05% of their home's value in property tax each year ($1,992 on the typical home), versus 1.24% statewide.
Mortgage on the typical Kearny County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,962 | $151,849 | $1,021 | $0 | $261 | $1,282 | $55,000 |
| 10% down | $18,981 | $170,830 | $1,149 | $71 | $261 | $1,481 | $63,500 |
| 5% down | $9,491 | $180,320 | $1,213 | $75 | $261 | $1,549 | $66,400 |
| 3.5% down (FHA) | $6,643 | $186,373 | $1,254 | $84 | $261 | $1,599 | $68,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.05% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Garden City metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Coffey County | $191,081 | +3.0% | 1.09% |
| Harvey County | $191,899 | +4.9% | 1.51% |
| Anderson County | $192,110 | +6.6% | 1.37% |
| Lyon County | $192,806 | +3.6% | 1.55% |
| Atchison County | $185,797 | +7.2% | 1.32% |
| Morris County | $193,831 | +7.1% | 1.46% |
| Scott County | $183,996 | +2.4% | 1.65% |
| Linn County | $179,925 | +7.4% | 1.16% |
| Saline County | $179,682 | +4.7% | 1.31% |
| Thomas County | $176,313 | +1.5% | 1.41% |
Frequently asked questions
What is the average home price in Kearny County, KS?
The typical home value in Kearny County is $189,811 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kearny County?
About $55,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kearny County?
The median effective rate is 1.05% of home value a year (Census ACS 2024 5-year estimates).