Lane County, Kansas home prices
Typical home $113,388 · +10.7% in a year · property tax 1.32%
The typical home in Lane County is worth $113,388, 54% less than the Kansas typical home ($246,055). Values changed +10.7% in the past year and +35.3% over five years. Homeowners here pay a median 1.32% of their home's value in property tax each year ($1,499 on the typical home), versus 1.24% statewide.
Mortgage on the typical Lane County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $22,678 | $90,711 | $610 | $0 | $182 | $792 | $33,900 |
| 10% down | $11,339 | $102,049 | $686 | $43 | $182 | $911 | $39,000 |
| 5% down | $5,669 | $107,719 | $725 | $45 | $182 | $951 | $40,800 |
| 3.5% down (FHA) | $3,969 | $111,335 | $749 | $50 | $182 | $981 | $42,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Norton County | $112,903 | -1.4% | 1.7% |
| Jewell County | $110,818 | +11.9% | 1.93% |
| Allen County | $116,299 | +1.9% | 1.67% |
| Russell County | $116,405 | +10.2% | 1.86% |
| Smith County | $116,435 | +4.0% | 1.83% |
| Woodson County | $110,121 | +4.1% | 1.93% |
| Rice County | $117,458 | +8.6% | 1.52% |
| Pawnee County | $109,195 | +5.0% | 2.03% |
| Neosho County | $109,150 | +4.1% | 1.47% |
| Republic County | $108,996 | -3.8% | 1.79% |
Frequently asked questions
What is the average home price in Lane County, KS?
The typical home value in Lane County is $113,388 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lane County?
About $33,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lane County?
The median effective rate is 1.32% of home value a year (Census ACS 2024 5-year estimates).