Stafford County, Kansas home prices
Typical home $104,776 · +8.1% in a year · property tax 1.59%
The typical home in Stafford County is worth $104,776, 57% less than the Kansas typical home ($246,055). Values changed +8.1% in the past year and +23.9% over five years. Homeowners here pay a median 1.59% of their home's value in property tax each year ($1,664 on the typical home), versus 1.24% statewide.
Mortgage on the typical Stafford County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $20,955 | $83,821 | $564 | $0 | $191 | $755 | $32,400 |
| 10% down | $10,478 | $94,298 | $634 | $39 | $191 | $865 | $37,100 |
| 5% down | $5,239 | $99,537 | $670 | $41 | $191 | $902 | $38,700 |
| 3.5% down (FHA) | $3,667 | $102,878 | $692 | $46 | $191 | $929 | $39,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wilson County | $104,584 | +0.4% | 1.48% |
| Decatur County | $105,339 | +2.5% | 1.79% |
| Greenwood County | $106,121 | +7.2% | 1.52% |
| Graham County | $106,776 | +5.1% | 1.83% |
| Ness County | $106,985 | +8.7% | 1.95% |
| Montgomery County | $102,011 | +7.8% | 1.72% |
| Republic County | $108,996 | -3.8% | 1.79% |
| Neosho County | $109,150 | +4.1% | 1.47% |
| Pawnee County | $109,195 | +5.0% | 2.03% |
| Elk County | $99,977 | +7.8% | 2.03% |
Frequently asked questions
What is the average home price in Stafford County, KS?
The typical home value in Stafford County is $104,776 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stafford County?
About $32,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stafford County?
The median effective rate is 1.59% of home value a year (Census ACS 2024 5-year estimates).