Montgomery County, Kansas home prices
Typical home $102,011 · +7.8% in a year · property tax 1.72%
The typical home in Montgomery County is worth $102,011, 59% less than the Kansas typical home ($246,055). Values changed +7.8% in the past year and +25.5% over five years. Homeowners here pay a median 1.72% of their home's value in property tax each year ($1,759 on the typical home), versus 1.24% statewide.
Mortgage on the typical Montgomery County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $20,402 | $81,609 | $549 | $0 | $198 | $747 | $32,000 |
| 10% down | $10,201 | $91,810 | $618 | $38 | $198 | $853 | $36,600 |
| 5% down | $5,101 | $96,910 | $652 | $40 | $198 | $890 | $38,100 |
| 3.5% down (FHA) | $3,570 | $100,163 | $674 | $45 | $198 | $917 | $39,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.72% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas · part of the Coffeyville metro area.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Elk County | $99,977 | +7.8% | 2.03% |
| Wilson County | $104,584 | +0.4% | 1.48% |
| Stafford County | $104,776 | +8.1% | 1.59% |
| Decatur County | $105,339 | +2.5% | 1.79% |
| Greenwood County | $106,121 | +7.2% | 1.52% |
| Graham County | $106,776 | +5.1% | 1.83% |
| Ness County | $106,985 | +8.7% | 1.95% |
| Morton County | $96,902 | +1.1% | 2.08% |
| Labette County | $96,287 | +2.0% | 1.65% |
| Republic County | $108,996 | -3.8% | 1.79% |
Frequently asked questions
What is the average home price in Montgomery County, KS?
The typical home value in Montgomery County is $102,011 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Montgomery County?
About $32,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Montgomery County?
The median effective rate is 1.72% of home value a year (Census ACS 2024 5-year estimates).