Decatur County, Kansas home prices
Typical home $105,339 · +2.5% in a year · property tax 1.79%
The typical home in Decatur County is worth $105,339, 57% less than the Kansas typical home ($246,055). Values changed +2.5% in the past year and +19.8% over five years. Homeowners here pay a median 1.79% of their home's value in property tax each year ($1,888 on the typical home), versus 1.24% statewide.
Mortgage on the typical Decatur County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $21,068 | $84,271 | $567 | $0 | $210 | $777 | $33,300 |
| 10% down | $10,534 | $94,805 | $638 | $40 | $210 | $887 | $38,000 |
| 5% down | $5,267 | $100,072 | $673 | $42 | $210 | $925 | $39,600 |
| 3.5% down (FHA) | $3,687 | $103,431 | $696 | $47 | $210 | $952 | $40,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kansas.
Kansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stafford County | $104,776 | +8.1% | 1.59% |
| Wilson County | $104,584 | +0.4% | 1.48% |
| Greenwood County | $106,121 | +7.2% | 1.52% |
| Graham County | $106,776 | +5.1% | 1.83% |
| Ness County | $106,985 | +8.7% | 1.95% |
| Montgomery County | $102,011 | +7.8% | 1.72% |
| Republic County | $108,996 | -3.8% | 1.79% |
| Neosho County | $109,150 | +4.1% | 1.47% |
| Pawnee County | $109,195 | +5.0% | 2.03% |
| Woodson County | $110,121 | +4.1% | 1.93% |
Frequently asked questions
What is the average home price in Decatur County, KS?
The typical home value in Decatur County is $105,339 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Decatur County?
About $33,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Decatur County?
The median effective rate is 1.79% of home value a year (Census ACS 2024 5-year estimates).